--- title: Making Tax Digital (MTD) for Income Tax description: RCL Accountants helps construction contractors, builders, and tradespeople in Dorset, Poole, and Bournemouth comply with Making Tax Digital (MTD) for income tax. Digital bookkeeping, quarterly updates, CIS support, and HMRC-compliant submissions made simple. --- [Skip to content](https://rclaccountants.co.uk/making-tax-digital-mtd-for-income-tax#main-content) [office@pjcacs.co,uk](mailto:office@pjcacs.co.uk) Call us now on [01929 550802](tel:+441929550802) [Chartered Certified Accountants](https://rclaccountants.co.uk/hubfs/which-accountant-would-you-choose.pdf) [Book a free no obligation call with a specialist now](https://calendly.com/samrclacc/30min) [![Specialist construction accountants in Dorset](https://rclaccountants.co.uk/hs-fs/hubfs/no%20background-1.png?width=250&height=233&name=no%20background-1.png)](https://www.rclaccountants.co.uk) - [Home](https://rclaccountants.co.uk/) - Our services Show submenu for Our services - [MTD for income tax](https://rclaccountants.co.uk/making-tax-digital-mtd-for-income-tax) - [Limited Companies](https://rclaccountants.co.uk/limited-companies) - [Corporation tax](https://rclaccountants.co.uk/corporation-tax) - [Sole traders](https://rclaccountants.co.uk/sole-traders) - [Self assessment](https://rclaccountants.co.uk/self-assessment) - [Cloud accounting and bookkeeping](https://rclaccountants.co.uk/cloud-accounting-and-bookkeeping) - [Payroll services](https://rclaccountants.co.uk/payroll-services) - [Tax planning](https://rclaccountants.co.uk/tax-planning-in-the-construction-industry) - [CIS scheme](https://rclaccountants.co.uk/cis-scheme) - [VAT in construction](https://rclaccountants.co.uk/vat-in-the-construction-industry) - [HMRC Problems](https://rclaccountants.co.uk/hmrchelp) - [Why change accountant?](https://rclaccountants.co.uk/why-change-accountants) - [The Construction Industry](https://rclaccountants.co.uk/the-construction-industry) - [Contact us](https://rclaccountants.co.uk/contact-us) - Blogs Show submenu for Blogs - [MTD for self assessment](https://rclaccountants.co.uk/blog/mtd-for-self-assessment) - [Autumn budget update](https://rclaccountants.co.uk/blog/autumn-budget-update-what-the-latest-changes-mean-for-you-and-your-business) - [New Year......New Accountant](https://rclaccountants.co.uk/blog/new-year......new-accountant) Open main navigation Close main navigation - [Home](https://rclaccountants.co.uk/) - Our services Show submenu for Our services - [MTD for income tax](https://rclaccountants.co.uk/making-tax-digital-mtd-for-income-tax) - [Limited Companies](https://rclaccountants.co.uk/limited-companies) - [Corporation tax](https://rclaccountants.co.uk/corporation-tax) - [Sole traders](https://rclaccountants.co.uk/sole-traders) - [Self assessment](https://rclaccountants.co.uk/self-assessment) - [Cloud accounting and bookkeeping](https://rclaccountants.co.uk/cloud-accounting-and-bookkeeping) - [Payroll services](https://rclaccountants.co.uk/payroll-services) - [Tax planning](https://rclaccountants.co.uk/tax-planning-in-the-construction-industry) - [CIS scheme](https://rclaccountants.co.uk/cis-scheme) - [VAT in construction](https://rclaccountants.co.uk/vat-in-the-construction-industry) - [HMRC Problems](https://rclaccountants.co.uk/hmrchelp) - [Why change accountant?](https://rclaccountants.co.uk/why-change-accountants) - [The Construction Industry](https://rclaccountants.co.uk/the-construction-industry) - [Contact us](https://rclaccountants.co.uk/contact-us) - Blogs Show submenu for Blogs - [MTD for self assessment](https://rclaccountants.co.uk/blog/mtd-for-self-assessment) - [Autumn budget update](https://rclaccountants.co.uk/blog/autumn-budget-update-what-the-latest-changes-mean-for-you-and-your-business) - [New Year......New Accountant](https://rclaccountants.co.uk/blog/new-year......new-accountant) - [Book a free no obligation call with a specialist now](https://calendly.com/samrclacc/30min) [Book a free no obligation call here](https://calendly.com/samrclacc/30min) # Making Tax Digital (MTD) for Income Tax for Construction Businesses in  Poole, Bournemouth and surrounding areas Helping builders, contractors, and tradespeople in Dorset comply with HMRC’s Making Tax Digital for income tax. Streamline your tax filing with digital records using our [cloud accounting and bookkeeping](https://rclaccountants.co.uk/cloud-accounting-and-bookkeeping) service to satisfy your quarterly reporting obligations.  ## What is Making Tax Digital (MTD) for Income Tax? MTD for income tax is a new UK government initiative requiring businesses and self-employed individuals earning above £10,000 per year to maintain digital records and submit quarterly updates to HMRC via compatible software. This applies to construction contractors, subcontractors, and tradespeople in the UK. By using digital bookkeeping software, you can keep track of income, expenses, and deductions efficiently, reducing errors and ensuring compliance with HMRC requirements. ## Making Tax Digital (MTD) for Income Tax – Timeline  Key dates for construction contractors and subcontractors to comply with HMRC’s MTD for Income Tax initiative. ### 6 April 2026 – Mandatory for Income Above £50,000 Self-employed individuals, CIS subcontractors, and landlords with qualifying income above £50,000 must start MTD for income tax. Keep digital records and submit quarterly updates via compatible software. ### 6 April 2027 – Mandatory for Income Above £30,000 The threshold lowers to £30,000, bringing more construction businesses Poole, Bournemouth and the surrouning area into the MTD regime. Quarterly digital reporting becomes compulsory. ### 6 April 2028 (Planned) – Threshold Reduces to £20,000 Future expansion will include all construction businesses and tradespeople earning over £20,000. Full digital records and MTD compliance will be required. ### Additional Notes: HMRC will notify affected taxpayers when they must join MTD for income tax. Voluntary early adoption is allowed if you want to start digital record-keeping sooner. Quarterly reporting deadlines: Q1 – 7 August, Q2 – 7 November, Q3 – 7 February, Q4 – 7 May. End-of-year final declaration aligns with Self Assessment deadline: 31 January following the tax year. Why MTD Matters for Construction Businesses Construction businesses often deal with complex financials, subcontractor payments, CIS deductions, VAT, and project-based expenses. MTD helps you: Maintain accurate, digital financial records Submit quarterly income tax updates instead of just an annual return Track [CIS deductions](https://rclaccountants.co.uk/cis-scheme) and refunds efficiently Avoid penalties and stay compliant with HMRC Make better financial decisions with real-time reporting ## How RCL Accountants Supports MTD Compliance ### Digital Record-Keeping We set up your cloud accounting software to store all income, expenses, and CIS payments digitally, ensuring you meet HMRC’s MTD requirements. ### Tax Planning Opportunities  As a result of having real time up to date financial information we are able to help identify [tax planning](https://rclaccountants.co.uk/tax-planning-in-the-construction-industry) opportunities sooner. ### Quarterly Updates We prepare and submit quarterly income tax updates directly to HMRC, keeping your tax obligations on track and avoiding [penalties](https://rclaccountants.co.uk/hmrchelp). ### CIS & VAT Integration Our team handles [construction-specific tax issues](https://rclaccountants.co.uk/the-construction-industry), including CIS deductions, VAT reporting, and [domestic reverse charge](https://rclaccountants.co.uk/vat-in-the-construction-industry) considerations, integrating them with your digital records. ### End-of-Year Self Assessment We consolidate your quarterly updates into a final [Self Assessment return](https://rclaccountants.co.uk/self-assessment), ensuring full compliance and accurate tax liability reporting. ## Who We Help Construction contractors and subcontractors in Dorset, Poole, and Bournemouth Tradespeople running [sole trader businesses](https://rclaccountants.co.uk/sole-traders) Small construction firms needing MTD compliance support [CIS-registered subcontractors](https://rclaccountants.co.uk/cis-scheme) claiming refunds ## Benefits of Using RCL Accountants for MTD Full compliance with Making Tax Digital for income tax Real-time digital record keeping and bookkeeping Expert guidance for CIS and [VAT in construction](https://rclaccountants.co.uk/vat-in-the-construction-industry) Quarterly tax updates and end-of-year Self Assessment filing Local expertise for UK construction businesses ## Frequently Asked Questions (FAQs) ### What is Making Tax Digital for income tax? It’s a UK HMRC initiative requiring digital record-keeping and quarterly updates for eligible taxpayers, including self-employed construction professionals. ### Who in construction needs MTD? Contractors, subcontractors, and tradespeople earning above the HMRC threshold must comply. If you are operate as a [limited company](https://rclaccountants.co.uk/limited-companies) you will continue to file your [corporation tax return](https://rclaccountants.co.uk/corporation-tax) once a year.  Making Tax Digital (MTD) for Corporation Tax (CT) has been scrapped and is not currently planned to be introduced.  ### Can RCL Accountants handle all submissions? Yes, we set up your [digital bookkeeping](https://rclaccountants.co.uk/cloud-accounting-and-bookkeeping), submit quarterly updates, integrate CIS and VAT, and file your final [Self Assessment return](https://rclaccountants.co.uk/self-assessment). [Payroll](https://rclaccountants.co.uk/payroll-services) continues to be filed through RTI submissions and is unaffected by the new Making Tax Digital regime.  ## Contact RCL Accountants for MTD Support Ensure your construction business in Poole or Bournemouth is fully compliant with MTD for income tax. [Get in touch with RCL Accountants](https://rclaccountants.co.uk/contact-us) for expert digital bookkeeping, quarterly updates, and Self Assessment support, even if you have no immediate plans to [change accountantants](https://rclaccountants.co.uk/why-change-accountants). [Contact us today for a free no obligation discussion](mailto:sam@rclaccountants.co.uk) Ready to simplify your accounts? Specialist accountants for construction businesses across the UK [Book your free call](https://calendly.com/samrclacc/30min) [![RCL Making Tax Digital](https://rclaccountants.co.uk/hs-fs/hubfs/Logo%20transparent%20no%20rcl.png?width=250&height=173&name=Logo%20transparent%20no%20rcl.png "RCL Making Tax Digital")](https://rclaccountants.co.uk/new-year-new-accountant) Specialist accountants helping construction businesses stay compliant, reduce tax and grow.  CIS Specialist  Xero Certified   5 Rated [Privacy Policy](https://rclaccountants.co.uk/privacy-policy) [Terms & Conditions](https://rclaccountants.co.uk/terms-and-conditions) **Services** [Making Tax Digital for Income Tax](https://rclaccountants.co.uk/making-tax-digital-mtd-for-income-tax) [Lim](https://rclaccountants.co.uk/limited-companies)[ited Company Accounting](https://rclaccountants.co.uk/limited-companies) [Cor](https://rclaccountants.co.uk/corporation-tax)[poration Tax Advice](https://rclaccountants.co.uk/corporation-tax) [Sole Traders and Partnerships](https://rclaccountants.co.uk/sole-traders) [Self Assessment Tax Returns](https://rclaccountants.co.uk/self-assessment) [Cloud Accounting and Bookkeeping Services](https://rclaccountants.co.uk/cloud-accounting-and-bookkeeping) [Payroll](https://rclaccountants.co.uk/payroll-services)[Services](https://rclaccountants.co.uk/payroll-services) [CIS Tax and CIS Reclaims](https://rclaccountants.co.uk/cis-scheme) [VAT Return Preparation for Construction Business](https://rclaccountants.co.uk/vat-in-the-construction-industry)[es](https://rclaccountants.co.uk/vat-in-the-construction-industry) [HMRC Problems](https://rclaccountants.co.uk/hmrchelp)   Contact    17St Helens Road, Sandford, Wareham, Dorset  BH20 7AX  01929 550802 [  hello@rclaccountants.co.uk](mailto:office@pjcacs.co.uk) [![ACCA Global](https://rclaccountants.co.uk/hubfs/ACCA%20LOGO%20MONO.png "ACCA Global")](https://www.accaglobal.com) [![xero.com](https://rclaccountants.co.uk/hs-fs/hubfs/xero-certified-advisor-badge-RGB.png?width=225&height=130&name=xero-certified-advisor-badge-RGB.png "xero.com")](https://www.xero.com) [![Sage](https://rclaccountants.co.uk/hs-fs/hubfs/sage-black-logo-png.png?width=100&height=56&name=sage-black-logo-png.png "Sage")](https://www.sage.com) [![FreeAgent](https://rclaccountants.co.uk/hs-fs/hubfs/FreeAgent_Logo_Master_Blue70_RGB.png?width=200&height=48&name=FreeAgent_Logo_Master_Blue70_RGB.png "FreeAgent")](https://www.freeagent.com) 2026 RCL Accountants Ltd ```json { "@context" : "https://schema.org", "@id" : "https://rclaccountants.co.uk", "@type" : "LocalBusiness", "address" : { "@type" : "PostalAddress", "addressCountry" : "GB", "addressLocality" : "Poole", "addressRegion" : "Dorset", "postalCode" : "BH17 7JA", "streetAddress" : "33 Hillbourne Road" }, "image" : "https://rclaccountants.co.uk/images/logo.png", "name" : "RCL Accountants Ltd", "sameAs" : [ "https://www.facebook.com/rclaccountants", "https://www.linkedin.com/company/rcl-accountants" ], "service" : { "@type" : "Service", "description" : "Helping construction businesses in Dorset, Poole, and Bournemouth comply with Making Tax Digital (MTD) for income tax, including CIS, VAT, digital bookkeeping, and quarterly reporting.", "name" : "Making Tax Digital for Income Tax", "provider" : { "@type" : "Organization", "name" : "RCL Accountants Ltd" } }, "telephone" : "07748 323849", "url" : "https://rclaccountants.co.uk" } ``` ```json { "@context" : "https://schema.org", "@type" : "FAQPage", "mainEntity" : [ { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "Making Tax Digital (MTD) for income tax is a UK HMRC initiative that requires self-employed individuals and businesses with income above a certain threshold to keep digital records and submit quarterly updates using compatible software." }, "name" : "What is Making Tax Digital for income tax?" }, { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "Construction contractors, subcontractors, and sole traders in Dorset, Poole, Bournemouth, and the wider UK who earn above the HMRC threshold must comply with MTD for income tax. 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